Our Financial Services

Term Life Insurance

Protect What Matters Most with Term Life Insurance

Term life insurance offers a simple, affordable way to ensure your loved ones are financially protected if the unexpected happens. With flexible coverage options ranging from 10 to 30 years, it’s designed to match your unique life stage—whether you're raising a family, paying off a mortgage, or planning for the future. Give your family the peace of mind they deserve with coverage that fits your needs and your budget.

Indexed Universal Life Insurance

Build Wealth While Protecting Your Future with Indexed Universal Life Insurance (IUL)

Indexed Universal Life Insurance (IUL) is more than just lifelong coverage—it’s a powerful financial tool that helps you grow wealth over time. Unlike term policies, IUL provides permanent protection, ensuring your loved ones are covered for life. What sets it apart is the ability to build tax-advantaged cash value, linked to the performance of market indexes. You can also contribute beyond the basic premium, turning your policy into a flexible asset that supports both your insurance needs and long-term financial goals.

Annuities

Secure Growth with Protection: Indexed Annuities from Wise Wealth Consulting

Our Annuities offer a smart way to grow your retirement savings—combining the potential for market-linked gains with the security of principal protection. Unlike direct market investments, your money is shielded from losses due to market downturns. Designed to create steady, reliable income in retirement, our annuities help you build a more confident financial future—without sacrificing peace of mind.

Long Term Care

Plan Ahead for Peace of Mind with Long-Term Care Insurance

Long-Term Care (LTC) insurance helps you prepare for life’s “what-ifs” by covering the cost of extended care services that health insurance and Medicare typically don’t. Whether care is needed at home, in an assisted living facility, or a nursing home, LTC insurance protects your savings and gives you the freedom to choose how and where you receive care. It’s a smart way to safeguard your independence—and ease the financial and emotional burden on your loved ones.

College Savings

Invest in Their Future with Smart College Savings Strategies

Planning for college doesn’t have to be overwhelming. With the right financial strategy, you can turn today’s savings into tomorrow’s opportunities. We help you choose and customize the best path to fund your child’s education—without compromising your own financial goals. Start early, save smart, and set them up for success.

Retirement Planning

Retirement Planning That Works for Your Life

A comfortable, confident retirement starts with a solid plan. At Wise Wealth Consulting, we help you turn today’s goals into tomorrow’s reality with personalized retirement planning tailored to your lifestyle and future vision. Whether you’re just getting started or nearing retirement, we’ll guide you through smart strategies for saving, investing, and maximizing income—so you can enjoy the life you’ve worked hard to build. Let’s create a retirement plan that grows with you.